For me, it all began one cold New York City morning at 7 a.m. in the stark and empty waiting room of the Social Security Office. As you could probably imagine, applying for a social security number isn’t exactly anyone’s idea of a good time (let’s be honest no good times ever start that close to sunrise!), but that visit was my first important step in applying for a credit card.
Indeed, the first thing you need to know when opening a credit card is that you need to have a social security number. Your social security number is extremely important as it’s linked to all things “financial” in your life; your bank accounts, credit cards, quite literally all of your financial history. That financial history is the basis for determining your Credit Score. Read more